LLOYD’S
OF LONDON
The world’s leading market for specialist insurance and reinsurance.
STABILITY AND SECURITY
Lloyd’s financial strength derives from its unique capital structure, often referred to as the ‘Chain of Security’. It provides excellent financial security to policyholders and capital efficiency for members.
FINANCIAL STRENGTH
Lloyd’s strength and robust capitalisation is reflected in its ratings. Three of the world’s leading insurance rating agencies recognise Lloyd’s strengths and the financial strength of the market.
- Standard and Poor’s: A+ (Strong)
- Fitch Ratings: AA- (Very Strong)
- A.M. Best: A (Excellent)
CENTRAL FUND
All Lloyd’s syndicates benefit from Lloyd’s central resources, including the Lloyd’s brand, its network of global licences and the Central Fund. As all Lloyd’s policies are ultimately backed by this common security, a single market rating can be applied. The Lloyd’s financial strength ratings apply to every policy issued by every syndicate at Lloyd’s since 1993.